Self-Direct Your Health Savings Account
A Health Savings Account (H.S.A.) is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. For 2021, if you have an HDHP, you can contribute...
View ArticleSelf-Directed Traditional IRA
The Traditional IRA is the most common type of Individual Retirement Arrangement (IRA). Why? Well, it is probably because most people rollover their employer’s pre-tax retirement account into a...
View ArticleSimplified Employee Pension (SEP) Plans
Are you Self-Employed? If so you may find the Simplified Employee Pension (SEP) to be helpful when it comes to tax savings and planning for your retirement. Whereas retirement plans all have similar...
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Funding your Self-Directed IRA
by Jeffrey Dixon, MBA, CISP, SDIP – Vice President of Business Development You opened a Self-Directed IRA and now you want to fund it. Funding your Self-Directed IRA is a process taking a few days to...
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How SIMPLE is a SIMPLE IRA?
by: Jeffrey Dixon, MBA, CISP, SDIP You don’t have to run a large company to offer a retirement plan to your employees. Small employers can save for retirement as well. The Savings Incentive Match...
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Retirement Security Reforms
by Kaaren Hall, CEO, uDirect IRA Services LLC In the early fall 2021 the Retirement Industry could see some major overhauls. Recently, a bill was introduced (the Retirement Security & Savings Act)...
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The Spousal IRA
by Jeffrey Dixon, MBA, CISP, SDIP With a Spousal IRA (also known as the Kay Bailey Hutchison Spousal IRA), you do not need to earn income to contribute to an IRA account. As you probably know, you...
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Inheriting a Retirement Account
Jeff Dixon, MBA, CISP, SDIP If you have a retirement account, you have the option of selecting a beneficiary. That is where this story begins. It is a bumpy story, so fasten your seat belt. Your...
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What is the difference between pre-tax and after-tax retirement accounts?
By Jeffrey Dixon, MBA, CISP, SDIP – Vice-President of Business Development Types of Retirement Plans: You probably heard of a Traditional and a Roth IRA. You might not know there are different types...
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IRA/401k Asset Valuations
By: Jeff Dixon, MBA, CISP, SDIP Every year your Self-Directed IRA custodian reports the value of the assets in your account to the IRS. Accomplishing this requires the account holder to provide a...
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The “Checkbook IRA”
By Jeffrey Dixon, MBA, CISP, SDIP When you open a Self-Directed retirement account, does it come with a checkbook? We get asked that question often. The answer is “No”. The “Checkbook IRA” (The...
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Hands Off My IRA!
by Kaaren Hall, CEO, uDirect IRA Services In this article I’m going to discuss a few reasons why Sections 138312 and 138314 of the House reconciliation bill (released September 13th) threatens the...
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Tell Your Story!
Kaaren Hall, CEO, uDirect IRA Services, LLC Your IRA assets could be in jeopardy. Tell your story now and let your voice be heard! The “Build Back Better Act” before Congress has some 140,000...
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Congress is not just targeting mega-IRAs!
by Kaaren Hall, CEO, uDirect IRA Services LLC Self-Directed IRA investment in Private Placement Equity and IRA-Owned LLCs are on the line right now. Congress is not just targeting mega-IRAs! We all...
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RMDs for 2021
Jeff Dixon, MBA, CISP, SDIP REQUIRED MINIMUM DISTRIBUTIONS (RMD’s): At age 72, you need to take “required minimum distributions” from your retirement accounts. The deadline is December 31st of each...
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2022 Contribution Limits
By: Jeffrey Dixon, MBA, CISP, SDIP Get ready for retirement by contributing to your retirement account! Take a minute to write a check to your IRA and invest in your future. You may even get a tax...
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Threat to IRAs Off the Table
Kaaren Hall, CEO, uDirect IRA Services, LLC Your Self-Directed account faced threats this year from the Build Back Better Act. Now those threats are off the table, but for how long? THE HOUSE Starting...
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No “Gold At Home”
Jeff Dixon, MBA, CISP, SDIP You’re at home watching late-night television and you see a commercial. There’s a man sitting in an easy chair caressing the gold bullion he is storing in his home. This...
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The Secure Act 2.0
Kaaren Hall, CEO, uDirect IRA Services What’s new in 2022 for your IRA? We may see a resurgence of some of the proposals considered in the Build Back Better Act. For now the most likely changes to...
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Moving Non-Cash Assets to an IRA
Jeff Dixon, MBA, CISP, SDIP Moving cash to an IRA with uDirect is as easy as completing a Transfer or Rollover form. What about moving non-cash assets to an IRA? The same forms are needed and there are...
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